Discover an Easy Way to Pay for Your Health Care

A Plan That Pays Cash Directly to You for Nursing Home, Assisted Living, and Home Health Care Expenses!

Key Features Include:
  • Nursing Home Care
  • Assisted Living Care
  • Home Health Care
  • Custodial Care
  • Informal Care
  • Hospice Care
  • Bed Reservation
  • Restoration of Benefits
  • Prescription Drug Reimbursement
Special Features:
  • Cash Benefits
  • Easy to Qualify
  • Simple Enrollment
  • Lock In Your Rate
  • 10% Spousal Discount
  • 5% Simple Inflation
  • 2-Tiered Underwriting

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Secure Your Future

Comprehensive Coverage

Coverage is available even if you have been diagnosed with cardiovascular, chronic, systemic, respiratory, or liver conditions. The plan includes coverage up to $9,000 per month for home health care and $12,000 per month for nursing home care. Additionally, the plan covers care provided at home by a spouse, family member, or trusted friend.

Comprehensive Coverage

Key Features Include

  • Nursing Home Care: Support for short-term stays and rehabilitation in a nursing home
  • Assisted Living Care: Help with daily activities in a supported environment
  • Home Health Care: Professional care provided in the comfort of your own home
  • Custodial Care: Non-medical assistance with daily living activities
  • Informal Care: Coverage for care provided by a family member, friend, or trusted friend
  • Hospice Care: Compassionate end-of-life care
  • Bed Reservation: Reserve your room for up to 10 days while away from the facility
  • Restoration of Benefits: Fully restores benefits after 100 consecutive days without needing care
  • Prescription Drug Reimbursement: Save on premiums with the drug reimbursement benefit of $300

Special Features

  • Cash Benefits: Paid directly to you
  • Easy to Qualify: Coverage is available even for those with sever health conditions
  • Simple Enrollment: Enroll from the comfort of your home
  • Lock In Your Rate: Premiums won’t increase based on your age
  • 10% Spousal Discount: Enroll with your spouse and save 10%
  • 5% Simple Inflation: Applies to facility care and home care
  • 2-Tiered Underwriting: Coverage is available to more individuals

Home Care ($1,500-$9,000 per month)

  • Home Health Care Agencies: Receive professional care in the comfort of your home.
  • Custodial Care Organizations: Get assistance with personal care and daily activities
  • Home Health Care Aides: Benefit from personalized in-home care from trained aides
  • Informal Care: Support for care provided by family and friends

Facility Care ($1,500-$12,000 per month)

  • Nursing Home Care: Support for short-term stays and rehabilitation in a nursing home
  • Assisted Living Care: Receive assistance with daily activities in a supportive environment
  • Hospice Care: Experience compassionate end-of-life care

Medical and Rehabilitative Services:

  • Prescription Drug: Reimbursement of $300 annually for Prescription Drugs
  • Rehabilitative Services: Support for recovery and rehabilitation

Easy To Qualify

Coverage is available even if you have been diagnosed with cardiovascular, chronic, systemic, respiratory, or liver conditions. You are eligible for coverage even if you any of the following health conditions:

Cardiovascular and Organ Conditions

  • Stroke
  • Transient ischemic attack (TIA)
  • Congestive heart failure
  • Organ transplant
  • Diabetes that requires more than 50 units of insulin daily

Chronic and Systemic Conditions

  • Multiple sclerosis
  • Systemic lupus
  • Muscular dystrophy
  • Cerebral palsy
  • Motor neuron disease
  • Lou Gehrig’s disease (ALS)
  • Psychotic disorders
  • Alcohol or substance abuse

Respiratory and Liver Conditions

  • COPD, Chronic liver disease
  • Chronic bronchitis or emphysema
  • Respiratory disease requiring oxygen
  • Amputation caused by disease

What it Costs

GET QUOTE for All Options